About O1ne Mortgage
A California-licensed mortgage lender helping homeowners and homebuyers across the Bay Area secure the right loan for their goals.
Who We Are
O1ne Mortgage Inc. is a California-based mortgage lender serving homeowners, homebuyers, and seniors throughout the state. Operating in San Francisco as San Francisco Mortgage Company, we combine the resources of a full-service lender with the personal attention of a local broker.
Our team of licensed loan officers works with a wide network of lenders to find the best loan program, rate, and terms for each client's unique situation — whether that's a first home purchase, refinance, jumbo loan, or reverse mortgage.
Our Mission
To make home financing transparent, accessible, and straightforward — without the pressure tactics, hidden fees, or runaround that give the mortgage industry a bad name.
Transparency
Clear rates, clear fees, clear timelines. You know exactly what you're getting and what it costs.
Expertise
Licensed loan officers with deep knowledge of California real estate and lending guidelines.
Personal Service
One loan officer guides you from application to closing. No handoffs, no call centers.
Compliance
Fully licensed under NMLS #2530588 and regulated by California state authorities.
Licensing & Compliance
O1ne Mortgage Inc. is licensed by the California Department of Financial Protection and Innovation (DFPI) and is a registered mortgage lender under the Nationwide Multistate Licensing System.
DBA
San Francisco Mortgage Company — our Bay Area trade name, serving clients throughout San Francisco and the surrounding region.
Equal Housing Lender
We comply with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, or familial status.
Our Offices
Let's Talk About Your Loan
A licensed loan officer is ready to answer your questions — no obligation.
Contact Us Call (415) 853-5640